For thousands of households already juggling rising bills and everyday essentials, a quiet deadline is approaching that could make a real difference. The UK government has confirmed that £299 in cost-of-living support remains available — but only for those who qualify and act before 10 February 2026.
For many, this payment could cover groceries for weeks or help keep heating on during colder days. Yet officials admit that a significant number of eligible people may miss out simply because they are unaware or assume it will be paid automatically.
Here’s what you need to know before time runs out.
What’s Changing and Why the Deadline Matters
The £299 payment is part of the government’s cost-of-living support measures administered by the Department for Work and Pensions (DWP).
Key points include:
- The payment amount is £299
- Deadline to qualify is 10 February 2026
- Not all eligible claimants will receive it automatically
- Action may be required if your details are incomplete or outdated
DWP officials say the deadline exists to finalise payments and close the support scheme.
Who Is Eligible for the £299 Payment
The support is targeted at people already receiving certain means-tested benefits during the qualifying period.
You may be eligible if you receive:
- Universal Credit
- Pension Credit
- Income-based Jobseeker’s Allowance
- Income-related Employment and Support Allowance
- Income Support
- Working Tax Credit or Child Tax Credit (in some cases)
Eligibility depends on having received one of these benefits during the specified assessment window set by the DWP.
Why Some People Could Miss Out
Despite being eligible, many people risk not receiving the £299 payment due to technical or administrative issues.
Common reasons include:
- Incomplete or outdated bank details
- Recent changes in benefit status
- Assumption that payment is automatic
- Missed letters or online notifications
One retiree from the Midlands said, “They sent messages online, but not everyone checks those. A lot of people my age don’t even use the internet.”
Real Stories Behind the Payment
Karen, a single mother from Leeds, only discovered the payment after speaking to a friend.
“I thought it was already over,” she said. “Turns out my bank details needed updating. That £299 means my kids don’t have to go without this winter.”
In Kent, pensioner Robert said the payment would help cover energy costs. “Every little bit matters now,” he explained. “But you have to know it exists first.”
What the Government Is Saying
A DWP spokesperson said the department is encouraging eligible claimants to check their details early.
“This support is there to help during ongoing cost pressures,” the spokesperson said. “We urge people to ensure their information is up to date before the February deadline.”
Officials also stressed that the department will not extend the deadline once the payment window closes.
Expert Insight: Why Deadlines Matter in Benefit Payments
Welfare experts say fixed deadlines are common in support schemes and often result in unclaimed funds.
Data from previous support payments shows:
- Thousands of eligible households miss payments each year
- Administrative errors are a leading cause
- Awareness campaigns significantly increase successful claims
Experts recommend checking benefit accounts regularly, even if you believe nothing has changed.
What You Should Do Now
If you think you may be eligible, take these steps as soon as possible:
- Check which benefits you currently receive
- Review your bank and contact details
- Look for any recent DWP messages or letters
- Update information if anything has changed
- Act before 10 February 2026
Waiting until the last minute increases the risk of delays or missed payments.
Questions People Are Asking
Is the £299 payment automatic?
Not always. Some people need to update details to receive it.
What happens if I miss the deadline?
You will not be able to claim the payment.
Do I need to apply separately?
In most cases, no — but your information must be correct.
Will this affect my regular benefits?
No, it does not reduce existing benefit payments.
Is the £299 taxable?
No, it is not considered taxable income.
Can pensioners receive this payment?
Yes, if they receive Pension Credit or another qualifying benefit.
What if my bank details recently changed?
You should update them immediately.
Will there be another cost-of-living payment?
No further payments have been confirmed at this time.
How will I know if I’ve received it?
It will appear as a payment from DWP in your bank account.
Can someone help me check eligibility?
Local advice services and support organisations can assist.
Why Acting Early Matters
As the 10 February 2026 deadline approaches, officials warn that last-minute updates may not be processed in time. For households already under pressure, missing £299 could mean unnecessary hardship.
If you or someone you know receives qualifying benefits, checking now could make a meaningful difference — before the window closes for good.
Leave a Comment